Looking for a real estate loan that fits your needs?

Whether it’s for:

• Construction
• Purchase
• Refinance or
• you name it

We’ll try our best to make your loan tailor-made just for you.

How To Begin:

1. Contact us and ask for an application or call 734-7265 or 324-3800.
2. Complete the application to the best of your ability and make an appointment
   with one of our mortgage officers at one of the numbers listed above.
3. At your appointment you will go through the interview process
4. During the interview you may be asked for additional material needed by the loan officer to aid in the decision process. Deliver that material to the bank.
5. Allow time for the processors to prepare your documentation and receive an
   answer as to whether your loan was approved or declined.
6. If approved you will receive a call with a closing date setup for you to sign documents.
7. If declined you will receive a call and a letter from the mortgage officer.

Much of the time delay in completing the mortgage process from application to closing is the result of not having needed information from outside sources, such as customer information, appraisals or title policy information. Complications in one of these areas may also cause a delay.