- Commercial
- Agricultural
- Residential Mortgages
- Interim Construction
- Purchase
- Refinance
- or you name it!
- Contact us at your local branch office for an application or call one of our mortgage loan officers at Twin Falls, 734-7264 or Jerome, 324-3800.
- Complete the application to the best of your ability and make an appointment with one of our mortgage officers at one of the numbers listed above.
- At your appointment you will go through the interview process.
- During the interview, you may be asked for additional material needed by the loan officer to aid in the decision process. Deliver that material to the bank as soon as possible.
- Allow time for the processors to prepare your documentation and receive an answer as to whether your loan was approved or declined.
- If approved, you will receive a call with a closing date setup for you to sign documents.
- If declined, you will receive a call and a letter from the mortgage officer.
Much of the time delay, if any, in completing the mortgage process from application to closing is the result of not having needed information from outside sources, such as customer information, appraisals, or title policy information. Just have patience and things will eventually fall into place.
|
Looking for a Real Estate Loan that fits your needs?
