Checking

    Personal Checking

 

 

If you want further information, contact us.

 

eChecking

  • No minimum balance required.
  • Receive monthly electronic statement (eStatement) with check images.
  • No monthly fees if you receive eStatement / allows up to 15 checks per month.
  • Write up to 15 checks per month/Unlimited Check Card transactions - You will be assessed a $1 charge per check over 15.
  • Mailed statements will be assessed a $3 fee.
  • Minimum opening balance of $100.

 

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Tradition Checking

  • NOW Interest on your checking balance.
  • FREE Annual Fee VISA.
  • FREE Money Order.
  • FREE First Order of Checks.
  • A deposit of $100 is needed to open this account.

 

All these services by maintaining a $200 minimum balance.
If your minimum monthly balance drops below $200 at any time during the statement cycle, a $7 monthly service charge will be accessed.

A $2 credit can be applied to your monthly service charge, if you elect to receive a monthly eStatement.

 

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"New" - Tradition Plus Checking with Bazing  

  • All of the above benefits of “Tradition” Checking Plus:  Numerous BaZing benefits.
  • FREE  - Two boxes of checks per year.
  • FREE Bill Pay Service.
  • FREE Annual Fee VISA (upon approved credit).
  • Online and Mobile Shopping Discounts and Savings (discounts from both local and national merchants).
  • Cell Phone Repair Protection.
  • Payment Card Protection.
  • $2,500 Identity Theft and Fraud Protection and Assistance.
  • $10,000 Travel Accidental Insurance.
  • Roadside Assistance.
  • National Travel, Hotel, Auto Rental and Entertainment discounts.
  • Savings on Prescriptions, Vision, & Hearing Aids.
  • A deposit of $100 is needed to open this account.

 

All for only a $7 monthly membership fee.

A $2 credit can be applied to your montly membership fee, if you elect to receive a monthly eStatement.

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Money Market Checking

  • An interest bearing account.
  • Write up to 6 checks per statement cycle.
  • Money Market interest will accrue at a tiered Money Market rate if current daily balance is greater than $2,000.
  • Interest will not accrue, if current daily balance is below $1,000.
  • A $7 service fee is assessed, if your minimum balance drops below $2,000 during the month.
  • A $2 credit can be applied to your monthly service charge, if you elect to recieve a monthly eStatement.
  • Non-personal debits in excess of 6 per month will be charged $5 each.
  • You may make unlimited In-house transactions. 
  • For additional information, see the Rates and Fees page.
  • A deposit of $100 is needed to open this account.

 

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Ready Reserve - Line of Credit

  • Any Checking account can be backed by our Ready Reserve - Line of Credit.
  • Write checks for any amount up to your reserve account limit.
  • Save on Insuffcient Funds charges, return check issues, and the troubles that go with an overdrawn account.
  • Minimum monthly payments of 5% of unpaid balance, or $25, whichever is greater.
  • Advances made in $50 increments.
  • A transfer fee of $2 will be assessed for each transfer.
  • Balances of $25 or below must be paid in full.
  • There is no charge for making additional payments per month.

 

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Senior Checking

  • Available for individuals 60 years of age and older.
  • No monthly service charge.
  • Free - two boxes of checks per year.
  • Free travelers checks.
  • A deposit of $100 is needed to open this account.

 

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See the Checking Comparison Chart to compare accounts.

Upon Approval

  • Receive a free Farmers National Bank "Check Card" with your account. Your "Check Card" makes everyday purchases easy because it works like a check and is safer to carry than cash.
  • Your "Check Card" is welcome wherever VISA® is accepted and you're in and out of stores in no time. Your "Check Card" is an ATM card and checkbook rolled into one. Use your card to get cash at over 380,000 ATM's in the VISA®/PLUS @ Global ATM Network. (Upon credit approval.) Your Farmers Bank Check Card will also be honored at any MoneyPass ATM participant.  This will allow you to make ATM withdrawals surcharge free wherever you see the MoneyPass logo.

 

 

*Insurance products offered on site are not insured by any federal government agency.

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